عناصر مشابهة

Factors Influencing Individual’s E-Wallet Usage in Kurdistan Region of Iraq

تفصيل البيانات البيبلوغرافية
المصدر:مجلة جامعة جيهان أربيل للعلوم الإنسانية والاجتماعية
الناشر: جامعة جيهان أربيل
المؤلف الرئيسي: Sulaiman, Twana T. (مؤلف)
المجلد/العدد:مج7, ع1
محكمة:نعم
الدولة:العراق
التاريخ الميلادي:2023
الصفحات:16 - 21
ISSN:2709-8648
رقم MD:1431501
نوع المحتوى: بحوث ومقالات
اللغة:English
قواعد المعلومات:EduSearch
HumanIndex
مواضيع:
رابط المحتوى:
الوصف
المستخلص:E-wallets play a critical role in many ways people do cashless transactions. Technology innovations have made smartphone users carry out many transactions or payments using applications installed on their smartphones. The COVID-19 pandemic has boosted cashless payment awareness in numerous countries, including Iraq. The research objectives are to determine the factors that influence e-wallet usage in the Kurdistan Region of Iraq. This study methodology uses a questionnaire distribution based on the structural equation model. Ninety-nine sets of valuable data were collected from lecturers who use the FastPay e-wallet application at the University of Cihan- Erbil. The collected data have been analyzed using SmartPLS data analysis software. The present study revealed that perceived security, trust, ease of use, and usefulness strongly influence e-wallet usage. A future study suggests researching different e-wallet applications since this research only focused on FastPay.