عناصر مشابهة
Factors Influencing Individual’s E-Wallet Usage in Kurdistan Region of Iraq
المصدر: | مجلة جامعة جيهان أربيل للعلوم الإنسانية والاجتماعية |
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الناشر: |
جامعة جيهان أربيل
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المؤلف الرئيسي: | |
المجلد/العدد: | مج7, ع1 |
محكمة: | نعم |
الدولة: | العراق |
التاريخ الميلادي: | 2023 |
الصفحات: | 16 - 21 |
ISSN: | 2709-8648 |
رقم MD: | 1431501 |
نوع المحتوى: | بحوث ومقالات |
اللغة: | English |
قواعد المعلومات: | EduSearch HumanIndex |
مواضيع: | |
رابط المحتوى: |
المستخلص: | E-wallets play a critical role in many ways people do cashless transactions. Technology innovations have made smartphone users carry out many transactions or payments using applications installed on their smartphones. The COVID-19 pandemic has boosted cashless payment awareness in numerous countries, including Iraq. The research objectives are to determine the factors that influence e-wallet usage in the Kurdistan Region of Iraq. This study methodology uses a questionnaire distribution based on the structural equation model. Ninety-nine sets of valuable data were collected from lecturers who use the FastPay e-wallet application at the University of Cihan- Erbil. The collected data have been analyzed using SmartPLS data analysis software. The present study revealed that perceived security, trust, ease of use, and usefulness strongly influence e-wallet usage. A future study suggests researching different e-wallet applications since this research only focused on FastPay. |
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