عناصر مشابهة

Does Financial Inclusion Improve the Financial Performance of Commercial Banks in Egypt?: Pooled OLS Approach

تفصيل البيانات البيبلوغرافية
المصدر:مجلة البحوث المحاسبية
الناشر: جامعة طنطا - كلية التجارة - قسم المحاسبة
المؤلف الرئيسي: Al-Adwey, Laila (مؤلف)
المجلد/العدد:ع1
محكمة:نعم
الدولة:مصر
التاريخ الميلادي:2019
الصفحات:1 - 28
DOI:10.21608/abj.2019.145885
ISSN:2682-3446
رقم MD:1004431
نوع المحتوى: بحوث ومقالات
اللغة:English
قواعد المعلومات:EcoLink
مواضيع:
رابط المحتوى:
الوصف
المستخلص:Financial inclusion is gaining acceptance in Egypt as a prominent policy toward the economic reform during the last few years. However, there is relative dearth of empirical studies examining the impact of financial inclusion on the performance of banks in Egypt. This paper fills this gap. Using Pooled Ordinary Least Square (OLS) of six commercial banks listed in the Egyptian stock market over the period from 2013 to 2018, this study empirically investigate the impact of financial inclusion on the performance of Egyptian banks measured in terms of Return on Assets (ROA) and Return on Equity (ROE), Financial inclusion is measured subject to two main dimensions- the access to financial services and utilization of bank account and its related financial services. Due to the difficulty of getting data, the usage dimension is taken for the side of individuals only and ignores SMEs such as credit card; loan; deposit for SMEs. Results showed that financial inclusion positively contribute to banks’ ROA and ROE.